Private Clients Limited

Private Clients

Life Assurance

 
 

Private Clients

Life Assurance

The reality is that your life is your most important asset – especially if you have dependants. If you have people dependant on your income generating ability such as a spouse or children insuring this cashflow for their benefit is vitally important.


 

Why Get Life Assurance?

  • Ensures your loved ones receive a lump sum after your death.

  • Helps cover inheritance tax bills for beneficiaries.

  • Provides financial security for dependents.

  • Can be used to cover funeral costs.


Cost Factors

  • Age, health, and lifestyle affect premiums.

  • Smokers and those with medical conditions may pay more.

  • The level of cover and whether it includes serious illness cover can impact cost.


Would you like help comparing policies or understanding tax implications for beneficiaries?